Author: Bloom Investment Counsel, Inc.

You Need to Know About These Passive Investing Risks

Passive Investing and Its Risks
Passive Investing and Its Risks

True or False: Investing in passively managed funds *always* costs less and is lower risk than investing in actively managed funds or portfolios. The correct answer is false – passive investing can be not always lower cost and lower risk, and in fact comes with its own set of risks.

You need to know about these passive investing risks before you choose to invest in index mutual funds or passively managed exchange-traded funds (ETFs) over actively managed funds or personalized investment portfolios. We highlight some of the most important passive investing risks you should know.

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How to Invest in a Volatile Stock Market?

How to Invest in a Volatile Stock Market
Investing in a Volatile Stock Market

Volatile stock markets are a reality, but do not need to be a hindrance to building wealth over the long-term. Bloom Investment Counsel, Inc. is a Toronto-based independent investment manager who has been building wealth since 1985 through various market cycles for high-net-worth individuals, family offices, foundations, corporations, institutions, and trusts. In this article, we provide some suggestions help deal with investing during periods of stock market volatility even when there is no perfect way to foresee such periods, predict how long they will last, or predetermine the depth of decline they may cause.

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The Importance of Estate Planning for Canadian Business Owners

The Importance of Estate Planning for Canadian Business Owners
Estate Planning for Canadian Business Owners

Life happens, and business owners would be wise to plan an organized, tax-efficient transfer of assets in the event of an untimely or unexpected death or incapacitation. Business owners work hard to accumulate wealth, so most probably don’t want their wealth to be used in ways that go against their wishes or for their heirs to be left with a significant tax liability. Two primary goals of estate planning, therefore, are to 1) distribute assets according to the owner’s wishes and 2) minimize tax liabilities.

Estate planning in Canada is not as difficult as many may think. This article covers the basics of estate planning for Canadian business owners.

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