Author: Bloom Investment Counsel, Inc.

Investing in Canada’s Real Estate Market

Mark Twain once said “Buy land. They don’t make it anymore.”

Real estate has long been considered its own asset class within a well-diversified portfolio. The combination of income, tax efficiencies, and capital appreciation, along with the benefits of diversification, should make real estate a consideration for your investment portfolio.

However, there could also be risks to think about, such as a real estate market downturn, and dependent on the investment approach you take, managing and maintaining real estate can be labour intensive and sometimes costly. Your decision to invest in real estate will be dependent on your own risk tolerance, time horizon, and investment goals.

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Expecting a Newborn? 4 Tips on How to be Financially Prepared for a Baby

Having a baby is an exciting and life-changing experience, but it can also bring financial stress. To ensure that you and your family are financially prepared for the arrival of your new bundle of joy, it is important to plan ahead and create a budget. From setting aside funds for childcare to investing in life insurance, there are several steps you can take to make sure you are financially prepared for the arrival of your baby. In this article, we will discuss some tips on how to be financially prepared for a baby so that you can focus on what matters most – enjoying this special time with your family.

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What You Need to Know About Marriage and Your Finances

Marriage is a big step in life, and it’s important to know the financial implications of tying the knot. Being financially stable for marriage is essential for couples who want to start their lives together on the right foot. Knowing how to manage your finances before and after marriage can help you avoid potential pitfalls and ensure that both partners are on the same page when it comes to financial matters.

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