Author: Bloom Investment Counsel, Inc.

Why Passive Funds May Underperform

Written by Bloom Investment Counsel, Inc. on May 8, 2023. Posted in Investing. No Comments on Why Passive Funds May Underperform

Passive investing is often seen as a low-cost, minimal-effort way to invest. While this is somewhat true, it is not the whole story. There are still risks and costs to address when considering investing in a passive fund.

A passive fund attempts to mirror the performance of its benchmark index by holding the securities of that index in the same weightings as the index. No active investment decisions are made.

One of the greatest risks is the inherent potential for passive funds to underperform their benchmark indices.

Cyber Security Tips for Investors

Written by Bloom Investment Counsel, Inc. on May 8, 2023. Posted in Financial Literacy. No Comments on Cyber Security Tips for Investors

Cyber security is an ever-evolving and growing area of concern for investors. As more of our financial data is stored online, and with the increasing number of cyberattacks, it is essential for investors to take proactive steps to protect their assets and investments.

In this article, we will discuss some of the most important cybersecurity tips for investors to keep in mind when managing their investments. We will also look at some of the common risks associated with investing online and how to mitigate them.

Can You Over Diversify Your Investment Portfolio?

Written by Bloom Investment Counsel, Inc. on May 1, 2023. Posted in Investing. No Comments on Can You Over Diversify Your Investment Portfolio?

As the saying goes, you can have too much of a good thing. This principle applies to most things in life including portfolio diversification.

When applied efficiently, portfolio diversification is a proven method for reducing overall portfolio risk exposure. However, it is possible to over-diversify investment portfolios.

In his book, One Up on Wall Street, Peter Lynch coined the term “diworsification”, which has evolved as a label for over-diversifying portfolios where too much diversification actually worsens portfolio performance.

Estate Planning for Women: Why it Matters

Written by Bloom Investment Counsel, Inc. on May 1, 2023. Posted in Wealth Planning. No Comments on Estate Planning for Women: Why it Matters

Estate planning is an important part of any individual’s life plan, but it is especially important for women. Women face unique challenges when it comes to estate planning due to their longer life expectancy and the greater likelihood of being the primary caregiver for children and elderly family members. Therefore, estate planning for women is especially important in order to ensure that their wishes are respected and that their assets are managed properly in the event of death or incapacitation. This article will discuss why estate planning for women is so important and how it can help protect them and their families for the future.

Wealth Planning for Uncertain Times

Written by Bloom Investment Counsel, Inc. on April 24, 2023. Posted in Wealth Planning. No Comments on Wealth Planning for Uncertain Times

Uncertainty is inevitable, especially in relation to investment markets. Investment markets are affected by a host of events. Just recently we have experienced the COVID-19 pandemic, the war in Ukraine, increasing global inflation, and the threat of recession.

During uncertain times and the resulting investment market volatility it is common to feel that you have no control over your financial future. To maintain a sense of control and avoid knee-jerk reactions to uncertainty you must be focused on long-term financial goals.

Remember, investment markets have always recovered from uncertainty and downturns.